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Loans

Shopping for a new car? Looking to improve your home?
Need extra money for debt consolidation?

HealthShare Credit Union has loans to suit your every need. We offer personalized service and competitive rates. Applying is easy – by phone, online or at any of our offices.

When you need to borrow – for whatever reason - you can count on your credit union as the best option for all your lending needs.

The credit union wants your business! If you are offered a lower rate by another financial institution or dealerships, please call us or bring in your documentation and we will do our best to meet or beat that offer. We want you to utilize your financial cooperative as it was intended - for ALL your financial needs! This is how your credit union is able to offer the best loan and deposit rates! So, give us a chance to put some of your hard earned money back in your pocket!

New and Used Auto Loans

If you are in the market for a new or used auto, check with your credit union first. HealthShare Credit Union is committed providing you a low cost way to make that purchase happen. To apply for a credit union automobile loan, complete an application and submit with a copy of your most recent paystub.

Mechanical Breakdown Protection (Extended Warranty)

Vision Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on a Vision Warranty. No matter where you travel in the United States, they protect you against major mechanical expenses, and all plans come with a Rental Car Allowance and 24/7 Emergency Roadside Service. Learn more about Mechanical Breakdown Protection...

Guaranteed Auto Protection (GAP)

With this low cost plan, if your vehicle is a total loss due to accident or theft, you will not be liable for substantial financial obligations that are not covered by your auto insurance. Learn more about GAP...

Personal Loans

HealthShare Credit Union offers to our members an open end line of credit with a fixed interest rate. These loans are ideal for the unexpected car repairs or for paying taxes. Whenever you think about needing some extra cash, check with your credit union first. See us for a low rate. You may apply for one of these loans by completing an application and submitting with a copy of your most recent paystub. 

Boat Loans

Head out on the open sea or local lake with a boat loan from HealthShare Credit Union. We can make owning your own boat affordable with financing up to 180 months for new and used boat loans. In addition to convenient application and convenient repayment options, we also offer competitive rates.

Already own a boat? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today.

RV Loans

Hit the highways for the ultimate road trip with an RV loan from HealthShare Credit Union. We can make your cross-county dreams come true with financing up to 120 months for new and used RV loans. In addition to convenient application and convenient repayment options, we also offer competitive rates with discounted rates.

Already own a RV? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today. 

Motorcycle Loans

Feel the wind in your hair with a motorcycle loan from Greensboro Health Care Credit Union.

HSCU makes owning your dream machine affordable with financing up to 60 months for new and used motorcycle loans. In addition to convenient application and convenient repayment options, we also offer competitive rates.

Already own a motorcycle? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today.

Share Secured Loans

Borrow from yourself and save!

Use your regular share account or share certificate as collateral and borrow up to the amount in your account. You will continue to earn dividends on your savings as you pay down your loan.

It's easy - no credit report or income verification required. Apply online, call or stop by any HealthShare Credit Union location for a share secured loan today. 

Overdraft Protection Line of Credit

Overdraft Protection is used to cover share draft accounts when items are presented when the funds are not available and avoids returning the item to the presenter. All overdraft accounts must be paid in full at least monthly. To apply for an overdraft protection line of credit, submit an application and a copy of your most recent paystub.

Loan Protection

At a nominal charge, Credit Life and Disability insurance can help protect your family from your loan obligations in case of your death or disability.