NEW: Dedicated Credit Union Member Parking at Moses Cone Hospital. Learn more...

Loan Rates

Effective July 1, 2017

Type

Approximate Term

A.P.R.1

 New Autos

 Up to 60 Months

 As low as 2.25%

  Up to 72 Months As low as 2.75%

 Used Autos

 Up to 60 Months

 As low as 2.75%

 New Boats & Motorcycles

 Up to 72 Months

 As low as 5.25%

 Used Boats & Motorcycles

 Up to 72 Months

 As low as 5.75%

 New RVs

Up to 120 Months

 As low as 5.25%

 Used RVs

Up to 120 Months

 As low as 5.75%

 Personal

 Up to 36 Months

 As low as 9.75%

 VISA Credit Cards

Variable

 As low as 9.50%

    Home Equity Line of Credit (HELOC)

Rate Type

Approximate Term

A.P.R.1

Variable Rate

Up to 120 months

As low as Prime + 0 (minimum rate of 3.25%)

  • 1Rates are Annual Percentage Rate (APR)

  • Rates and terms are subject to change without notice

  • Consult a tax advisor - home equity loan interest may be tax deductible

  • Rates based on Credit Score. Exact rate quoted at time of approval

  • See Visa Disclosure Below

  • Contact us for more information

 

VISA Disclosure

The information about the cards described above is accurate as of 4/2004. The information may have changed after that date. To find out what may have changed, contact us at the number or location listed on the Contact Us Page.

Annual Percentage Rate (APR) for Purchases 

VISA Classic
9.5% - 15.5%

Other APRs

Cash Advance APR  9.5% - 15.5% 

Grace

Method of Computing the Balance for Purchases

Average Daily Balance

(including new purchases)

Annual Fee 

None

Minimum Finance Charge

None


Transaction fee for purchases
Balance Transfer Fee 
Late Payment Fee
Over-the-Credit- Limit Fee

  
      None
      None
      $10.00
      None