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Today, with more financial obligations and many financial options, money management may seem difficult and confusing at times. That is why HealthShare Credit Union is providing you with a new benefit of membership that will help you balance life's financial demands. 

Through a partnership with BALANCE, HSCU members will now be able to obtain information and advice on money management planning, financial counseling, saving and spending plans, budgeting, and debt management services. BALANCE is a wholly owned subsidiary of the Consumer Credit Counseling Service of San Francisco. 

BALANCE provides financial counseling and employee assistance programs (EAP) to numerous companies and credit unions nationwide. Everyone has money issues and the BALANCE financial fitness programs are designed to give you access to the fairest financial advice available: financial choices that serve your best interests. And, this financial counseling service will be available to you without cost. 

Schedule an appointment to talk with a counselor over the phone. Counselors are qualified to discuss general money management and credit topics including goal setting, spending and savings plans, credit and credit reports, and housing issues. 

Debt Management
If you are having trouble making ends meet or receiving collection calls or letters, BALANCE can help you consolidate bill payments and negotiate with creditors to lower payments, and in some cases, reduce or eliminate interest and fees. 

Credit Report Review
Information in a credit report can affect your ability to rent an apartment, buy life insurance, obtain employment, or qualify for financing on a car or home. It is important that you check your credit report for accuracy at least every other year. BALANCE provides your credit report and a confidential conference with a certified credit report specialist. BALANCE can also advise you on what steps to take to avoid Identity Theft and what to do if you have already been victimized. The fee for HSCU members is just $12 for each report. 

Click here to get additional information on Identity Theft and obtaining a copy of your credit report. 

Quick Pay
If you just need a little motivation and guidance to help you get out of debt and reach your financial goals, QuickPay may be just the tool you need. QuickPay is a computer generated bill payment schedule designed to compute the most efficient way to pay back debt. This program demonstrates how to spend less on interest charges and speed up the repayment process. 

Call a BALANCE counselor at 1-888-456-2227 and let them know you are a member of HealthShare Credit Union. 

Hours of Operation 
Monday through Thursday, 
8 a.m. to 11 p.m. 
Friday, 8 a.m. to 8 p.m. 
Saturday, 11 a.m. to 8 p.m.