Loan Rates

Effective June 1, 2018


Approximate Term


 New Autos

 Up to 60 Months

 As low as 3.29%

   Up to 84 Months As low as 3.79%

 Used Autos

 Up to 84 Months

 As low as 3.79%

 New Boats & Motorcycles

 Up to 72 Months

 As low as 6.29%

 Used Boats & Motorcycles

 Up to 72 Months

 As low as 6.79%

 New RVs

Up to 120 Months

 As low as 6.79%

 Used RVs

Up to 120 Months

 As low as 7.29%


 Up to 36 Months

 As low as 8.75%

 VISA Credit Cards


 As low as 9.50%

    Home Equity Line of Credit (HELOC)

Rate Type

Approximate Term


Variable Rate

Up to 120 months

As low as Prime + 0 (minimum rate of 3.25%)

  • 1Rates are Annual Percentage Rate (APR)

  • Rates and terms are subject to change without notice

  • Consult a tax advisor - home equity loan interest may be tax deductible

  • Rates based on Credit Score. Exact rate quoted at time of approval

  • See Visa Disclosure Below

  • Contact us for more information


VISA Disclosure

The information about the cards described above is accurate as of 4/2004. The information may have changed after that date. To find out what may have changed, contact us at the number or location listed on the Contact Us Page.

Annual Percentage Rate (APR) for Purchases 

VISA Classic
9.5% - 15.5%

Other APRs

Cash Advance APR  9.5% - 15.5% 


Method of Computing the Balance for Purchases

Average Daily Balance

(including new purchases)

Annual Fee 


Minimum Finance Charge


Transaction fee for purchases
Balance Transfer Fee 
Late Payment Fee
Over-the-Credit- Limit Fee