A Guide to Preventing and Detecting Credit Card Fraud

In today's digital era, the security of our financial resources is increasingly vulnerable to debit and credit card fraud.

8 Steps to Avoid Financial Fraud

In today's digital age, protecting your personal and financial information is more important than ever.

Tales of the Thrifty Traveler: How to Conquer Summer Adventures Without Breaking the Bank!

blog travel

Ahoy, fellow travelers, and welcome to the wonderful world of thrifty summer travel!

Yours, Mine, and Ours: The Smart Financial Move for Couples

In today's world, the cost of living has skyrocketed, and couples are feeling the pinch. Many are choosing to stay together because of financial constraints. According to a new report...

Tidy Up Your Transactions

In a world of subscription services and money-transferring apps, it is easier than ever to lose track of where your money is going. The list of streaming services is never ending, making it hard to remember what you pay for each month and if you even use the service enough...

Buy This, Not That: Things It’s Ok To Cut Costs On

Brand recognition. We all fall victim to this marketing ploy. Companies spend a lot of money to serve you commercials and ads to get you to buy the best of the best. However, sometimes the best of the best comes at a greater cost, and sometimes expensive things…

Remember These 7 Key Steps When Preparing for Retirement

Retirement is a significant life event that requires careful planning and consideration. As you approach retirement, it's important to evaluate your financial situation and make any necessary adjustments to ensure you can enjoy your retirement comfortably. 

Tax Returns: Everything You Need to Know in 7 Steps

Tax returns are an essential part of every individual’s financial life. It is the process of submitting information about your income, deductions, and credits to the government to calculate the amount of taxes owed or refund due.

Can’t Buy Me Love: Romantic Gifts That Won’t Break The Bank

Whether you’re a fan of Valentine’s Day or not, chances are there has been a time where you wanted to get your sweetie a little something sweet. However, flowers can be expensive, and just because something costs a lot of money doesn’t mean it comes from the heart. According to the National Retail Federation (NRF), 52% of Americans plan to spend upwards of $192 on Valentine’s Day this year. That’s why we’re here with a few ideas on what to get that special someone without spending an arm and a leg.

A Financial Glossary

Isn’t it strange how there are some terms we are just supposed to know? We hear financial jargon thrown around and we nod our heads in agreement but aren’t sure what the heck is going on. Don't you wish you had a financial glossary to help untangle those tricky terms? You're in luck! We've got one right here.

Improving Your Credit Score in 3 Steps

The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of best ways to rebuild or improve your credit score and set yourself up for success.

A Date with Debt

Are those butterflies in your stomach because of first-date jitters or because debt is calling you up? If it’s the latter, you’re not alone. In fact, a recent survey from Lendingtree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what they’ve spent on dating.” Surprised? Let’s examine what makes dating so expensive.

Financial First: Making Your First Budget Plan

How many times do we set a New Year’s Resolution with the full intention to stick to it only to have it flop a month into the year? This year, we’re starting strong and planning to be financially savvy all of 2023. And one of the first steps to a financially successful year is to create your first budget plan! We promise it’s not as stressful as it sounds, especially with HealthShare Credit Union on your side.

Don’t Buy into Impulse Buys

What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something incredibly on sale—and these, ultimately, only lead to the crippling guilt of overspending. But don’t fret just yet, here are five ways to prevent holiday impulse purchases, and stick with what you want and need this season:

Buy Now Pay Later: Is It Worth It?

Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until you get to the fine print and find out that it is. Just like the pitfalls of store credit cards we’ve been warned about, BNPL can become a dangerous habit to fall into.

Marriage and Money: What You Need to Discuss

Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the Wall Street Journal notes, “One in five couples identifies money as their greatest relationship challenge.” It’s best to get ahead of this issue before it even becomes one. So, how can couples set expectations for their financial future? Here are a few tips.

Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

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