Auto Loans

When rubber meets the road...we won’t be a backseat driver.

Let HSCU be your GPS as you embark on the journey from choosing the vehicle that’s best for you to holding your shiny new keys in hand for the first time.

We’ll make sure that our competitive rates and personalized service get you exactly what you need and, most importantly, that you are riding in style. Get your pre-approval fast and take it to the dealer with you! Apply now or call our lending department at 336.832.8119, extension 1.

Speaking of GPS, we have now added a new tool to our website to help you search below for the exact car you are looking for.

Protect your investment and your wallet with our low cost Mechanical Breakdown Protection (Extended Warranty), Guaranteed Auto Protection (GAP) and Credit Life and Disability insurance. Each of these typically costs hundreds less through HSCU than if purchased from the dealer. Ask a loan officer for more information.

Auto Loan Rates

Product
Term
APR1
Auto - 2020 & Newer
60 months
As low as 7.74%
Auto - 2020 & Newer
72 months
As low as 8.24%
Auto - 2020 & Newer
84 months
As low as 8.49%
Auto - 2016 - 2019
60 months
As low as 8.24%
Auto - 2016 - 2019
72 months
As low as 8.49%
Auto - 2016 - 2019
84 months
As low as 8.74%
Auto - Older than 2016
60 months
As low as 8.99%
Auto - Older than 2016  ($20,000+)
84 months
As low as 9.99%
Credit Builder/ Rebuilder
60 months
As low as 16.99%
Motorcycle - 2017 & Newer
48 months
As low as 8.49%
Motorcycle - 2017 & Newer
60 months
As low as 8.74%
Motorcycle - 2017 & Newer
72 months
As low as 9.24%
Motorcycle - 2017 & Newer ($20,000+)
84 months
As low as 9.74%
Motorcycle - 2012 - 2016
48 months
As low as 9.74%
Motorcycle - 2012 - 2016
60 months
As low as 10.24%
Motorcycle - 2012 - 2016 ($20,000+)
72 months
As low as 10.74%

1APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates based on Credit Score and term. Exact rate quoted at time of approval. Consult a tax advisor - home equity loan interest may be tax deductible. Contact us for more information.

Rates Effective as of December 1, 2023

Estimate Your Payments

Please note that these calculators are provided for informational and planning purposes only. They do not constitute an offer to extend credit. Actual results may vary.

Mechanical Breakdown Protection

With a vehicle service contract you can add protection against the unexpected high cost of vehicle repairs.

Learn More

Guaranteed Asset Protection (GAP)

The last thing you want to think about right now is a total loss on your new vehicle … But you should!

Learn More

Credit Disability & Life Insurance

Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death.

Learn More

You could save $652* on car insurance. Get a quote. TruStage Insurance Agency

mobile phone

Convenience at Your Fingertips

 

Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?

See the difference and take advantage of our electronic services today!

Learn More
family walking

Don’t Just Dream it. Do It...

We can help you find the perfect mortgage!

Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.

Learn More

Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

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